Carmen M. Reinhart is the Minos A. Zombanakis Professor of the International Financial System at Harvard Kennedy School and former Chief Economist of the World Bank Group. She is a leading authority on international finance and macroeconomics, renowned for her extensive research on sovereign debt and financial crises. Co-authoring the seminal work ‘This Time Is Different’, Reinhart has shaped global economic policy and is consistently ranked among the world’s most influential economists.