Ray Dalio is an American billionaire investor and philanthropist, best known as the founder of Bridgewater Associates, the world’s largest hedge fund. Since establishing the firm in 1975, he has become a global authority on economic principles and management. Dalio is renowned for his philosophy of ‘radical transparency’ and his systematic approach to decision-making, which he details in his bestselling book, ‘Principles: Life and Work,’ influencing leaders and organizations worldwide.